Expert Insights from Vijay Singh
When purchasing your first home, paying attention to the right details can save you thousands of pounds in future costs.Property expert Vijay Singh shares his best advice to help first time buyers make smarter decisions before committing to a purchase.
Meet Vijay Singh – The Property Expert
Vijay Singh, an experienced property investor with four years in the industry, has built an impressive portfolio of 16 properties valued at £1.56 million.Based in the Midlands, the 33 year old offers insights shaped by his personal background. Originally from India, Vijay’s early experiences of living in tight conditions before moving to the UK during his teenage years inspired his drive for financial stability and property success.
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What to Check During a Property Viewing
In a recent Instagram video on his account (@imvijaysinghh), where he’s followed by over 97,000 people, Vijay shared crucial steps for evaluating a property before buying. His checklist includes practical inspections, questions to ask agents, and smart ways to record your visit for later reference.
Record Your Viewing
Vijay recommends recording your viewing using your phone. Since time is often limited during visits, having a video allows you to review the property later and spot any details you may have missed during the initial walkthrough.
Plan Your Finances
Before making any offer, Vijay stresses the importance of strong financial preparation. He advises setting aside a contingency fund equal to 10-15% of the purchase price to cover unexpected repairs, fees, or hidden costs that might arise after buying the property.
Crucial Areas to Inspect Before Making an Offer
Vijay identifies several parts of a property that require careful attention to prevent future expenses:
- Roof Condition
Roofs are among the most expensive elements to repair, sometimes costing more than £10,000.Look for cracked, missing, or slipped tiles, as these can indicate structural wear and the need for realignment. - Boiler and Electrical System
Inspect the boiler and electrical systems carefully. Warning signs include unusual noises, smells, leaks, or frequent shut-offs. Vijay also advises checking the fuse board, as outdated systems may not comply with current building standards. - Subsidence Issues
Subsidence, or ground movement beneath the property, can cause serious structural damage and dramatically reduce property value.Vijay warns that such issues can also make it difficult to secure a mortgage. - Windows
Discolored or damaged windows may need replacing in the near future. Test that every window opens, closes, and locks properly, and ensure handles are in good condition. - Rising Damp
Damp problems can harm both your property and your health. Vijay recommends using a moisture meter to check for rising damp – typically visible up to one meter from the ground. - Plumbing Check
Inspect pipes for leaks, especially under sinks and around radiators. A quick plumbing review can prevent costly water damage later. Vijay suggests upgrading heating pipes to an 8mm diameter for better performance. - Bring a Companion
Whenever possible, attend viewings with someone who understands construction or home maintenance – ideally a builder. A second opinion can help identify hidden issues you might overlook.
Questions to Ask the Agent
Vijay also highlights the importance of asking the right questions during a viewing. Inquire about:
- The seller’s reason for moving
- How long the property has been on the market
- Any previous offers or sales history
- The lowest price the seller might accept
- Any renovations or major repairs previously completed
These questions can reveal useful insights that help you negotiate a better deal and avoid potential pitfalls.
Final Thoughts
Vijay Singh’s expert advice equips first-time buyers with practical steps to make informed, confident property decisions. By staying observant, asking the right questions, and planning financially, you can save thousands on your first home and set a strong foundation for your property jour
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